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Terms and Condition

Terms and Condition

Agreement and acceptance.

These terms and conditions contained hereinafter (“General Terms of Use”) including the Terms of Service, along with any agreements executed or accepted by you in connection with the Services (defined below) (collectively, “Terms”), shall apply to your (including your nominee or any person acting on your behalf or your co-applicant, if any) (“you”, “your” or “Customer”), access or usage of any financial products or services of LOANMARKET.SITE  (“LOANMARKET.SITE “, “we”, “us” or “our”) and/or any other third party financial institution partner of LOANMARKET.SITE  or co-lender(s) of LOANMARKET.SITE  (“Financial Partner”) through accessing, using, interacting / communicating with the website of LOANMARKET.SITE  and the associated mobile site or any other medium, including the call-centre facility (collectively, “Portal”) for availing the Services.

License and Website Access

You acknowledge and agree that Loanmarket.site  owns all legal right, title and interest in and to the Services, including any intellectual property rights which subsist in the Services (whether those rights are registered or not). You further acknowledge that the Services may contain information which is designated confidential by Loanmarket.site  and that you shall not disclose such information without Loanmarket.site `s prior written consent. The contents of the Website, including its “look and feel” (e.g. text, graphics, images, logos and button icons), photographs, editorial content, notices, software and other material are the owned/licensed by/to Loanmarket.site  and/or its third Party Service Providers/their licensors and are duly protected by them under applicable copyright, trademark and other laws.

Your Registration/Account

In consideration of your use of the Website and registering with us, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdiction and will only use the Website to make legitimate purchases for you or for another person for whom you are legally authorized to act (and will inform such other persons about the TOU and/or Privacy Policy) that apply to the purchase you have made on their behalf (including all rules and restrictions applicable thereto).

You agree and understand that you are solely responsible for maintaining the confidentiality of your password which, together with your Login ID (as may be applicable in accordance with the Service selected), allows you to access the Service. That Login ID and password, together with any mobile number or other contact information you provide, form your (“Registration Information”). You agree that you are responsible for maintaining the confidentiality of your Login ID and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur through your account or password. Because of this, we strongly recommend that you exit/ logout from your account at the end of each session. You agree to notify Loanmarket.site  immediately of any unauthorized use of your account or any other breach of security. You further agree that Loanmarket.site  shall not be liable for any unauthorized use or access, unless it is proved that the unauthorized use or access occurred solely due to reasons directly attributable to Loanmarket.site .

You shall provide true, accurate, current and complete information about yourself and undertake to inform/update of any change in your Registration Information promptly and keep it up-to-date and accurate at all times, as it has a direct bearing on the provision of Services and ancillary services by or through Loanmarket.site . You agree not to misrepresent your identity nor will you make an attempt to make an unlawful access to the Website or use of the Services. Additional terms and conditions will apply to your purchase of services that you select. Please read these additional terms and conditions carefully.

Fees

If you use or access the Portal, you may be levied non-refundable service charge or fee, the details of which will be communicated to you on the Portal.

You are independently and solely responsible for any fees or amounts that your phone / telecom service provider charges, for example fees for SMS or data services.

Communication and Notification.

You agree that LOANMARKET.SITE  (either directly or indirectly through its affiliates or third parties) or Financial Partners may communicate with you in connection with the Portal or the Services, either electronically (for example, by sending push notifications), through phone calls, WhatsApp messenger application, email, or in writing through other modes.

.2. LOANMARKET.SITE  reserves the right to close your Account and immediately collect all amounts due to LOANMARKET.SITE  or Financial Partners if you withdraw your consent to receive communications (through electronic or other means) or if you revoke access to any third-party site on which the LOANMARKET.SITE  / the Service relies or if any such service should revoke or cancel Your Account on that site.

  1. Any electronic communications will be considered to be received by you within 24 (twenty-four) hours from the time we send it to your attention (such as via email, SMS, other online notification, WhatsApp messenger application). We will assume you have received any communications sent to you by postal mail, 3 (three) business days after we send it.
  2. If we need to contact you in connection with the Services, you give express consent to us and our permitted assigns and third-party agents to communicate with you in any way, such as calling, texting, or e-mailing via:

(a) a mobile phone or landline number you provide to us, use to contact us, or at which we believe we can reach you (even if it is not yours):

(b) any email address you provide to us or associated with your Account on the Portal;

(c) automated dialler systems and automatic telephone dialling systems;

(d) pre-recorded or artificial voice messages and other forms of communications.

  1. The accuracy, readability, clarity and promptness of the communications depend on various factors. LOANMARKET.SITE will not be responsible for any non-delivery, delayed delivery or distortion of the communication in any way whatsoever.
  2. You have no objection for sharing your name, mobile number, e-mail ID, PAN and /or such other information, with the LOANMARKET.SITE , Financial Partner, their group companies and/ or its agents, representatives for providing you information on various products, offers and services provided by LOANMARKET.SITE and/ or its group companies through any mode (including but not limited to telephone calls, SMS/e-mails, letters, notifications etc.).

Eligibility

You declare and confirm that you are a resident of India, above 18 (Eighteen) years of age, and have the capacity to contract as specified under the Indian Contract Act, 1872, while availing the Services offered by the Loanmarket.site .

Submitted Content

By sharing or submitting any content including any data and information on the Website, you agree that you shall be solely responsible for all content you post on the Website and Loanmarket.site  shall not be responsible for any content you make available on or through the Website. At Loanmarket.site `s sole discretion, such content may be included in the Service and ancillary services (in whole or in part or in a modified form). With respect to such content you submit or make available on the Website, you grant Loanmarket.site  a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such content. You agree that you are fully responsible for the content you submit. You are prohibited from posting or transmitting to or from this Website: (i) any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this Website.

Third Party Links/Offers

This Website may provide links to other websites or resources. Since the Loanmarket.site  has no control over such third party websites and resources, you acknowledge and agree that Loanmarket.site  is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Loanmarket.site  shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource. Your interaction with any third party accessed through the Website is at your own risk, and Loanmarket.site  will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

Links to other websites.

  1. Links to websites, applications, services or interface other than the Portal are provided solely as information on topics that may be useful to you in relation to the Services, and LOANMARKET.SITE has no control over the content on such third-party websites.
  2. LOANMARKET.SITE makes no warranties concerning the content of such websites and/or applications, including the accuracy, completeness, reliability of said websites, nor does LOANMARKET.SITE warrant that such website or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination.
  3. If you choose to follow a link to a third-party websites and/or applications through the Portal, you must do so at your own risk and subject to all applicable laws and regulations. Once you are redirected to a non-LOANMARKET.SITE website or application interface, the terms of use or service and privacy policies of such websites will apply to you. Please read them carefully before accessing or interacting with such websites, in any way. LOANMARKET.SITE does not guarantee the authenticity of documents on the Internet or on such third-party websites.
  4. Links to such websites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such websites.

Disclaimer of Warranty

You expressly understand and agree that your use of the Services, ancillary services and all information, products, other services and other content (including that of the third parties) included in or accessible from the Website is at your sole risk. The Services and ancillary services are provided on an “as is” and “as available” basis. Loanmarket.site  makes no representations, warranties or guarantees, express or implied, regarding the accuracy, reliability or completeness of the content on the Website or of the services (whether or not sponsored by third party service providers), and expressly disclaims any warranties of non-infringement or fitness for a particular purpose.

The Loanmarket.site  expressly disclaim all warranties of any kind as to the Services, ancillary services and all information, products, services and other content (including that of the third parties) included in or accessible from the services, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.

Loanmarket.site  and its service providers, affiliates, business partners make no warranty that (i) the services will meet your requirements, (ii) the services will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the services will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the services will meet your expectations, and (v) any errors in the technology will be corrected.

Prices for Products available on our Website and are incorporated into this TOUs by reference. All prices, whether specified or not, are in Indian rupees. Prices, Products and Services are offered by the Loanmarket.site ’s business partners, and may change in accordance with the brand guidelines or other terms and conditions applicable to each of the business partners of Paisabazaar. In some cases Services and prices are offered by the Loanmarket.site  itself and it reserves the right to modify the use and prices of such Services. You further undertake that by initiating a transaction, you are entering into a legally binding and enforceable contract with these business partners of the Loanmarket.site , to purchase the products or avail the services using such payment facilities as may be permitted by applicable laws and as may be accepted by the Loanmarket.site .

The Loanmarket.site  does not charge any registration/membership or browsing fee. However, the Loanmarket.site  reserves the absolute right to charge any fee for registration/ membership or browsing fee at any time.. All such fees that the Loanmarket.site  may charge will be intimated to the users and such change shall automatically become effective immediately after they are posted on the Website. All such fees charged by the Loanmarket.site  shall be in Indian Rupees. Your continued use of the Loanmarket.site  shall be deemed as an acceptance of the amended terms of the TOU.

The Loanmarket.site  may enter into agreements with third party payment gateway aggregators and financial institutions authorized by the Reserve Bank of India for collection, refund and remittance and to facilitate payment between you, Paisabazaar and its business partners, as the case may be. The Loanmarket.site  shall initiate the remittance of the payments made by you and the date of completion of transaction shall be after the products are delivered to the you or after the Services are rendered to you and such other additional time as may be agreed between Website and its business partners, as the case may be.

While availing any of the payment method/s available on the Website, the Loanmarket.site  will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:

  1. Lack of authorization for any transaction/s, or
  2. Any payment issues arising out of the transaction, or
  3. Illegitimacy of the payment methods (credit/debit card frauds etc.) being used by a you;
  4. Decline of transaction for any other reason(s)

Notwithstanding anything contained herein, the Website reserves the right to conduct additional verification for security or other reasons if it is not satisfied with the creditability of you/your transaction.

Indemnity

You agree to indemnify and hold Loanmarket.site  (and its affiliates, officers, directors, agents and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys’ fees, or arising out of or related to your breach of this TOU, your violation of any law or the rights of a third party, or your use of the Website. You shall not sue or otherwise make or present any demand or claim, and irrevocably, unconditionally and entirely release, waive and forever discharge the Loanmarket.site , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Release”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which you ever had, now have, or in the future may have against the Release with respect to the Services. You agree to defend, indemnify, and hold harmless the Release from and against any and all Losses resulting from claims made against the Loanmarket.site  by third parties arising from and in connection with this Authorization.

 

 

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